Young people under 30 represent a quarter of the users of an investment platform, and ETFs and tech stocks are the most traded, according to a specialized analysis.
Thus, according to XTB, one in four users is between 18 and 30 years old (26%%), and over 40%%of those in this category are already active in the market.
In the same context, the first investment made by young people occurs, on average, approximately 71 days after opening an account, which shows that interest in investments eventually translates into concrete actions.
Data centralized by investment platform specialists highlights that, comparatively, the 31-45 age segment represents approximately 49% of the total users, and their first investment is made, on average, nearly 77 days after opening the account.
Totodată, categoria 46-60 de ani reprezintă aproape 20% din totalul utilizatorilor și ajunge la prima investiție după circa 58 de zile, în timp ce investitorii de peste 60 de ani au o pondere de aproape 4%. Totuși, aceștia fac prima investiție cel mai rapid, media fiind de aproape 47 de zile de la deschiderea contului, conform Agerpres.
Regarding investment preferences, ETFs rank among the top choices for users aged 18 to 30. Three main directions are at the top of their preferences: ETFs on the American market (especially the S&P 500), global ETFs used for diversification (such as EUNL.DE and VWCE.DE), and ETFs with a more concentrated exposure to technology (like SXRV.DE and QDVE.DE).
There is also interest in individual stocks, with Nvidia and AMD, two American semiconductor companies, standing out, alongside Tesla, which continues to be one of the best-known names in the electric automotive sector.
„In the CFD area, gold stands out as one of the most followed instruments among XTB users belonging to Gen Z. Besides gold, the US100, an index tracking the performance of the largest 100 non-financial companies in the US, also stands out, as does EUR/USD, one of the most well-known currency pairs globally, reflecting the ratio between the euro and the US dollar,” the cited analysis mentions.
Founded in 2004 in Poland, XTB is a technology-focused company regulated by multiple authorities worldwide, including the Polish Financial Supervision Authority, the Cyprus Securities and Exchange Commission, and the Financial Conduct Authority.
The platform has been listed on the Warsaw Stock Exchange since 2016.
The app helps over two million people achieve their financial goals, and clients can invest in stocks and ETFs, create personalized investment plans, and trade CFDs on indices, currencies, commodities, and cryptocurrencies.