{"id":7192,"date":"2026-06-18T10:35:43","date_gmt":"2026-06-18T08:35:43","guid":{"rendered":"https:\/\/industrynews.ro\/?p=7192"},"modified":"2026-06-18T10:35:43","modified_gmt":"2026-06-18T08:35:43","slug":"startup-ul-romanesc-fintechos-trece-pe-profit-datorita-ai-tinteste-venituri-de-35-mil-usd","status":"publish","type":"post","link":"https:\/\/industrynews.ro\/en\/startup-ul-romanesc-fintechos-trece-pe-profit-datorita-ai-tinteste-venituri-de-35-mil-usd\/","title":{"rendered":"Startup-ul rom\u00e2nesc FintechOS trece pe profit datorit\u0103 AI, \u021binte\u0219te venituri de 35 mil. USD"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Startup-ul de tehnologii pentru sectorul financiar FintechOS, lansat la Bucure\u0219ti de Theodor Blid\u0103ru\u0219 \u0219i Sergiu Negu\u021b, a anun\u021bat, luni, \u00eentr-un comunicat transmis comunit\u0103\u021bii antreprenoiriale StartupCafe, c\u0103 a trecut pe profit, dup\u0103 9 ani de la \u00eenfiin\u021bare \u0219i finan\u021b\u0103ri de cel pu\u021bin 145 de milioane de dolari atrase de la investitori, conform <a href=\"https:\/\/startupcafe.ro\/startup-romanesc-fintechos-profit-9-ani-milioane-dolari-atrasi-investitori-101485\">Startup Caf\u00e9.<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Compania global\u0103 de tehnologii financiare spune c\u0103 avansaul s\u0103u din ultimul an a coincis cu lansarea celei mai recente versiuni a platformei, FintechOS 8, \u201econstruit\u0103 nativ \u00een jurul inteligen\u021bei artificiale\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Platforma integreaz\u0103 AI direct \u00een modul \u00een care b\u0103ncile \u0219i asigur\u0103torii \u00ee\u0219i proiecteaz\u0103, lanseaz\u0103 \u0219i administreaz\u0103 produsele, iar compania descrie aceast\u0103 versiune drept cea mai de succes lansare din istoria sa, men\u021bioneaz\u0103 sursa citat\u0103.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mai departe de complexitatea din spate, platforma acum aduce la nivel de interfa\u021b\u0103 un copilot AI, denumit Dex, prin care echipele din b\u0103nci \u0219i asigur\u0103ri configureaz\u0103 produse \u0219i fluxuri opera\u021bionale folosind limbaj natural, ajung\u00e2nd s\u0103 reduc\u0103 cu p\u00e2n\u0103 la 60% timpul necesar lans\u0103rii de noi produse financiare \u00een pia\u021b\u0103.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201eAst\u0103zi nu mai suntem o companie de fintech, ci o companie de inteligen\u021b\u0103 artificial\u0103 pentru industria financiar\u0103. Aceast\u0103 versiune a platformei este cea mai bine primit\u0103 din istoria companiei, iar interesul clien\u021bilor confirm\u0103 acest lucru\u201d, a spus Teodor Blid\u0103ru\u0219, cofondator \u0219i CEO al FintechOS.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">FintechOS se prezint\u0103 drept \u201eplatform\u0103 de inteligen\u021b\u0103 artificial\u0103 pentru Financial Product Operations, dedicat\u0103 b\u0103ncilor, asigur\u0103torilor \u0219i altor companii din industria serviciilor financiare din Europa \u0219i Statele Unite\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201eUnified Product Operations este abordarea prin care o institu\u021bie financiar\u0103 \u00ee\u0219i unific\u0103 tot ciclul de via\u021b\u0103 al unui produs (de la proiectare \u0219i lansare, la pricing, originare \u0219i administrare) \u00eentr-un singur flux opera\u021bional, elimin\u00e2nd fragmentarea cauzat\u0103 de procese complexe \u0219i de multitudinea de sisteme decuplate\u201d, mai spune compania.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ajuns\u0103 ast\u0103zi un juc\u0103tor interna\u021bional, compania fondat\u0103 \u00een Rom\u00e2nia \u201ea atins pragul de profitabilitate pe fondul unei cre\u0219teri de 40% a veniturilor recurente\u201d la finalul trimestrului I 2026, potrivit comunicatului.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Reprezentan\u021bii companiei pun cre\u0219terea \u00een principal pe seama \u201eexpansiunii accelerate pe pia\u021ba din Statele Unite\u201d,&nbsp; \u201econsolid\u0103rii pie\u021belor europene\u201d \u0219i \u201eadop\u021biei noii genera\u021bii a platformei sale, construite \u00een jurul inteligen\u021bei artificiale\u201d.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mai departe, compania \u021binte\u0219te venituri recurente anuale de 35 de milioane de dolari \u00een 2026, dup\u0103 o perioad\u0103 de consolidare \u00een 2023 \u0219i 2024. \u201eMarja brut\u0103 a crescut semnificativ \u00een valoare absolut\u0103, ceea ce a permis atingerea profitabilit\u0103\u021bii f\u0103r\u0103 a sacrifica ritmul de cre\u0219tere\u201d, a men\u021bionat firma.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201eCre\u0219terea \u0219i profitabilitatea merg \u00eempreun\u0103, nu una \u00een detrimentul celeilalte. Cifrele de anul acesta sunt consecin\u021ba unor lucruri pe care le-am construit corect \u00een ultimii ani, iar acum se v\u0103d rezultatele\u201d, a spus Teodor Blid\u0103ru\u0219, cofondator \u0219i CEO al FintechOS.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Statele Unite au devenit cea mai dinamic\u0103 pia\u021b\u0103 a FintechOS, cu o cre\u0219tere de 130% \u00een ultimul an.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Institu\u021biile financiare tip \u201ecredit unions\u201d reprezint\u0103 un segment cheie \u00een SUA, pentru compania fondat\u0103 \u00een Rom\u00e2nia, \u00eens\u0103 nu singurul. FintechOS spune c\u0103 are planuri \u0219i pentru alte segmente, inclusiv companii de asigur\u0103ri \u0219i b\u0103nci, pe care le abordeaz\u0103 \u201ecu solu\u021bii specifice de industrie, Intelligent Policy Admin System, respectiv Unified Products, Pricing &amp; Origination\u201d.<\/p>","protected":false},"excerpt":{"rendered":"<p>Startup-ul de tehnologii pentru sectorul financiar FintechOS, lansat la Bucure\u0219ti de Theodor Blid\u0103ru\u0219 \u0219i Sergiu Negu\u021b, a anun\u021bat, luni, \u00eentr-un comunicat transmis comunit\u0103\u021bii antreprenoiriale StartupCafe, c\u0103 a trecut pe profit, dup\u0103 9 ani de la \u00eenfiin\u021bare \u0219i finan\u021b\u0103ri de cel pu\u021bin 145 de milioane de dolari atrase de la investitori, conform Startup Caf\u00e9. Compania global\u0103<\/p>","protected":false},"author":2,"featured_media":7194,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[20],"class_list":["post-7192","post","type-post","status-publish","format-standard","has-post-thumbnail","category-ai-for-business","tag-popular"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" content=\"FintechOS se prezint\u0103 drept \u201eplatform\u0103 de inteligen\u021b\u0103 artificial\u0103 pentru Financial Product Operations, dedicat\u0103 b\u0103ncilor, asigur\u0103torilor \u0219i altor companii din industria serviciilor financiare din Europa \u0219i Statele Unite\u201d.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Alexandru Popescu\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/industrynews.ro\/en\/startup-ul-romanesc-fintechos-trece-pe-profit-datorita-ai-tinteste-venituri-de-35-mil-usd\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO Pro (AIOSEO) 5.0.4\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"industrynews.ro - Industry News este o platform\u0103 de \u0219tiri dedicat\u0103 promov\u0103rii ini\u021biativelor antreprenoriale, investi\u021biilor \u0219i companiilor care contribuie la dezvoltarea mediului de afaceri din Rom\u00e2nia.\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Startup-ul rom\u00e2nesc FintechOS trece pe profit datorit\u0103 AI, \u021binte\u0219te venituri de 35 mil. 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